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Strategic Benefit Partners
Strategic Benefit Partners offers a range of services to help small business owners build valuable employee benefits packages. These services include:
1. Group major medical insurance: Provides coverage for a group of people, typically employees of a company, with affordable rates and comprehensive coverage.
2. Group dental insurance: Covers preventive and restorative dental care, such as cleanings, fillings, extractions, crowns, and orthodontic care.
3. Employer-sponsored vision insurance: Helps cover the cost of routine eye exams, prescription eyewear, and other vision-related expenses.
4. COBRA (Consolidated Omnibus Budget Reconciliation Act) coverage: Allows certain workers and their families to continue employer-sponsored health insurance coverage for a limited time after employment ends.
5. Disability insurance: Provides income replacement for employees who are unable to work due to illness or injury.
6. Life insurance: Offers financial protection by paying a benefit upon the insured's death.
7. Supplemental or voluntary benefits: Includes options such as accident, critical illness, and cancer insurance to provide additional coverage for specific situations.
8. Section 125 plan (cafeteria plans): Allows employers to deduct premiums on a pre-tax basis from employee paychecks for certain types of group insurance coverage.
By offering these benefits to their employees, small business owners can attract top-notch talent, retain their best employees by showing appreciation and value through benefits packages, and boost productivity by promoting the health and well-being of their workforce.